Now in private beta v2.4 — SDKs out

Every transaction,
a chance to win.

SortMyBill is the community-powered micro-rewards engine that turns checkout into a moment customers come back for. One SDK. Zero loyalty headaches.

Read the docs
40+ fintech & e-commerce teams already integrating
🎉
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Trusted by teams at →
Paystack Kuda Flutterwave ✦Chipper Bamboo Risevest Carbon ✦Cowrywise Paystack Kuda Flutterwave ✦Chipper Bamboo Risevest Carbon ✦Cowrywise
01 /Why SortMyBill

The rewards layer commerce was missing.

Built for fintechs and e-commerce platforms that need real engagement — not another points program nobody redeems.

Micro-rewards engine

Every checkout becomes a chance to win cashback, prizes, or community incentives — tuned to your unit economics.

01

Community-powered

Shared reward pools across merchants mean your users see bigger wins without you carrying the float alone.

02

One SDK, any stack

Drop our SDK into web, iOS, Android or call the REST API. Live in production in under a week.

03

KYC built in

Compliant onboarding with biometric checks, AML screening and audit-grade logs out of the box.

04

Real-time analytics

Watch engagement, redemption, and lift in a live dashboard. Export to your BI or pipe via webhook.

05

Sub-second reward fire

Rewards resolve and notify within 400ms of transaction commit. Customers feel the win, not the wait.

06
02 /How it works

From signup to first reward
in under a week.

No procurement marathons. No bespoke engineering. Four steps from kick-off to a rewards engine humming inside your product.

STEP / 01

Onboard

Create a workspace, invite your team and pick a reward template — fixed prize, tiered, or wheel-of-fortune.

STEP / 02

Verify

Complete merchant KYC in one flow. We handle the licenses, AML and limits per region.

STEP / 03

Integrate

Drop the SDK or call our REST API. We auto-mint reward attempts from your transaction events.

STEP / 04

Go live

Flip the switch. Track win rates, redemption and retention lift in real time from day one.

Developer experience

Integrate in minutes, not weeks.

Our Web SDK handles the widget, opt-in flow, fee signatures, and entry recording. Auto-integration mode means minimal code — just point at your checkout selectors.

Read the docs View on GitHub
checkout.js
import { init } from "@sortmybill/web";
 
// Auto-integration: point at your checkout
const smb = init({
  partnerId: "your-partner-id",
  apiKey: "your-api-key",
  environment: "sandbox",
 
  // SDK injects widget & handles opt-in
  checkout: {
    summaryContainer: "#order-summary",
    totalAmount: "#total-amount",
    payButton: "#pay-button",
  },
  purchaseAmount: 500000, // 5000 NGN in kobo
  country: "NG",
  currency: "NGN",
});
03 /FAQ

Questions, answered.

The things every fintech and e-commerce team asks us in the first call. Still curious? Book a call with our solutions team.

Any platform that processes transactions — e-commerce checkouts, fintech wallets, neobanks, BNPL providers, marketplaces. If your users complete a payment, we can plug a reward moment onto it.
Most teams ship to production in 3–7 days. The SDK is a single dependency, and our sandbox lets your engineers test reward flows without touching live customers.
Both options exist. You can fully fund a closed pool, or opt into our community pool where merchants co-contribute and users see bigger wins for less spend.
We hold licenses across NG, KE, ZA, GH and the EU, and partner with local regulators in 12 more markets. KYC, AML and prize-promotion compliance are bundled into the platform.
Flat platform fee + a small per-reward-attempt cost. No setup fees, no minimums during beta. Volume tiers kick in past 100k monthly events.
Yes — use our themeable widget, headless components, or roll fully custom on top of our REST API. We ship Figma kits in 4 styles.
04 /Partners

In good company.

Fintechs, marketplaces and e-commerce platforms across Africa, Europe and LATAM are building rewarded experiences on SortMyBill.

Paystack
Flutterwave
Kuda Bank
✦Chipper Cash
Bamboo
Risevest
Carbon
✦Cowrywise
Piggyvest
Mono
Limited beta access

Make every transaction
worth coming back for.

30-minute call. Sandbox keys the same day. Live in your product next week.

Talk to a solutions engineer